Prep – Preheat your oven to 350°F. Line a ramekin with a muffin liner (or grease it lightly if baking directly in the ramekin).
Mix batter – In a small bowl, whisk together almond flour, tapioca flour, pumpkin pie spice, baking powder, and sugar. Stir in whisked egg, oil, pumpkin puree, and dairy-free milk until a smooth batter forms.
Fill – Spoon half the batter into the ramekin. Add a scoop of cream cheese in the center, then cover with the remaining batter.
Top – Sprinkle raw cane sugar over the top for that bakery-style sparkle and crunch.
Bake – Bake for 22–25 minutes, until golden and a toothpick inserted around the edge comes out clean.
Enjoy – Let cool slightly, then dig into the warm, pumpkin-spiced muffin with a creamy surprise inside.